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Health insurance rates skyrocket under Obama

Posted: September 26, 2012 at 1:30 pm   /   by

What was that about “affordable” care in the Affordable Care Act?

Two new independent studies of health insurance premiums and health care spending indicate both are rising at an accelerated pace, despite President Obama’s 2008 promise to contain those costs and his pledge that his health care legislation would reduce premiums.

Spending on health care rose 4.6 percent in 2011 — up $4,500 per person, on average — according to the nonpartisan Health Care Cost Institute. That’s up from a 3.8 growth rate in 2010.

Health insurance premiums for individuals and families also climbed year-over-year, up 3 percent ($186) on average for an individual and 4 percent ($672) on average for a family, according to the Kaiser Family Foundation.

During Obama’s term, between 2009 to 2012, premiums have climbed $2,370 for the average family with an employer-provided plan – a rate faster than the during the previous four years under President George W. Bush, according to Kaiser.

Count my family among the people to whom this has happened. Our premiums are now so high that we occasionally contemplate taking the risk and foregoing insurance entirely. We probably won’t, but it’s tempting. We’ve watched our premiums climb each year since Obamacare was passed. Obama and the Democrats in Congress sold us a pig in a poke.

Was this an unintended consequence, or was it exactly the point? At what point do people like us get driven out of our HSAs and other astronomically high insurance plans and onto Obamacare? Complete single-payer has been the left’s goal for a long time, and this will slowly make that happen, through the back door. Coincidence?

Christopher Cook

Christopher Cook

Managing Editor at Western Free Press
Christopher Cook is a writer, editor, and political commentator. He is the president of Castleraine, Inc., a consulting firm providing a diverse array of services to corporate, public policy, and not-for-profit clients.

Ardently devoted to the cause of human freedom, he has worked at the confluence of politics, activism, and public policy for more than a decade. He co-wrote a ten-part series of video shorts on economics, and has film credits as a researcher on 11 political documentaries, including Citizens United's notorious film on Hillary Clinton that became the subject of a landmark Supreme Court decision. He is the founder of several activist endeavors, including (now a part of Western Free Press) and He is currently the managing editor of and principal contributor to
Christopher Cook


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